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This information does not take your circumstances into account. Read the relevant Product Disclosure Statements or other disclosure documents before making a decision about any product or service. Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. Unless otherwise specified, the products and services described on this website are available only in Australia from Bank of Melbourne - a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.